DUTIES & RESPONSIBILITIES

HUD Counseling and Loan Origination

• Meet with potential borrowers to explain the programs and the services that are provided by INHS and other agencies and their qualifying standards;
• Counsel customers about their financial situation and what they can do to meet their housing goals;
• Pre-qualify loan applicants based on program eligibility and underwriting standards;
• Explain related INHS services such as home buyer education, down payment assistance and home improvement services;
• Explain the features of INHS programs that include the Community Housing Trust, homeowner’s associations and subsidy programs to homebuyers;
• Maintain up-to-date knowledge about the availability of loan products, interest rates; fees and underwriting standards related to homeownership and home improvement loans.
• Originate Loans, ensure compliance with funder standards, coordinate with project managers, build electonic files

Data Entry, Compliance and Reporting

• Record information into INHS databases or online reporting systems
• Keep databases updated by entering new and current client information.
• Attend webinars and update written processes, double check that reports are accurate and meet funders requirements as they change.
• Maintain client confidence and protect operations by keeping information confidential.
• Set up Loans with INHS’ servicer M&T.

Data Entry, Compliance and Reporting

• Record information into INHS databases or online reporting systems and troubleshoot data entry;
• Keep databases updated by entering new and current client information;
• Attend webinars and update written processes, double check that reports are accurate and meet funders requirements as they change;
• Maintain client confidence and protect operations by keeping information confidential.

Delinquency and Collection

• Prepare monthly INHS loan delinquency report;
• Take actions with respect to delinquencies in accordance with Loan Policy;
• Prepare workouts with advice and approval of the Director of Homeownership, Executive Director and Loan Committee on delinquency actions.

Outreach and Program Administration

• Create, Organize and Give Presentations on INHS’ Programs
• Create Positive Working Relationships with community partners, lenders, Realtors.
• Staff Office Hours in off site as Funders require

Residential Lending Closing Support

• Assemble documents and files for loan underwriting and loan closing when primary staff are on vacation.

Associate Degree or minimum of 3 years of experience in residential Homeownership, home repairs, real estate sales, or related administrative functions.

Good written and oral communication and interpersonal skills. Ability to work with people through difficult financial discussions. Ability to work independently and manage competing priorities. High attention to detail. Must pass a criminal background check.

Intermediate proficiency in Windows-based software including MS Word and MS Excel.

Personal qualities of integrity, credibility, and a commitment to the INHS mission to revitalize neighborhoods and to assist low to moderate income people in obtaining quality housing on a long-term basis.

TRAVEL

Travel is rare but possible. A valid driver’s license and access to transportation is not required but helpful.

This description is not to be taken as a limiting document. Other duties may be assigned.

Email a cover letter and resume to hr@ithacanhs.org. In the cover letter, please specifically address relevant experience and reasons for your interest in this particular position. For more information about INHS, visit www.IthacaNHS.org.

INHS provides equal employment opportunities (EEO) to all employees and applicants for employment.

DUTIES AND RESPONSIBILITIES

Program Development

• Continually evaluate the financial refinement and feasibility of programs with an eye towards expansion across the INHS service area.
• Create lasting partnerships with existing and new NYS homeownership funding agencies and staff to deepen INHS impact within the homeownership space.
• Represent the program to funders, financial institutions, public policy makers, and peer groups locally, regionally and nationally within the NeighborWorks Network.

 Project Development

• Work with INHS Compass Manufactured Home Community rental property management and homeownership staff on manufactured home replacement and infill as a top priority.
• Explore possible partnership opportunities for both manufactured home and CHT development opportunities.
• Develop project concepts and initial cost estimates;
• Create and manage project teams that include INHS staff and outside consultants;
• Develop financial analyses, project schedules, and financing;
• Work in collaboration with the Director of Real Estate development, particularly around the co-location of CHT homes alongside new and/or existing LIHTC INHS LIHTC communities

Project Funding

• Maintain up-to-date knowledge about local, state and federal affordable housing programs;
• Develop viable project funding plans that include funding for predevelopment, construction and sale;
• Under direction from the Director for Real Estate Development, prepare grant or loan applications for funding from local, state or federal funders.

Project Design and Engineering

• Oversee the development of design alternatives by architects and other professionals;
• Work with factory-built and modular housing factories as alternatives to traditional stick-built housing product.
• Secure zoning/site plan approval for proposed projects, including environmental review;
• Secure approval of plans/specifications from local authorities and funders.

 Funding Approval and Construction Closing

• Coordinate financing approval with all lenders

 Construction Management

• Oversee contractor selection in compliance with procurement, bidding, and M/WBE SDVOB participation requirements of project funders;

• Document construction progress,contract compliance, and contractor compliance;
• Monitor or coordinate disbursement/draw requests with accounting/finance staff.

Permanent Closing and Sale

• Ensure timely closing of completed projects with Finance department and attorneys/funders/investors.
• Coordinate with Lending and Marketing Staff to ensure homes are sold to an income- qualified buyers in a timely manner including coordinating open houses.
• Troubleshoot homeowner questions and issues related to construction after sale.

EDUCATION & EXPERIENCE

Bachelor’s degree in Business Administration, Real Estate, Architecture, Engineering, or Urban Planning and a minimum of three years of professional experience in housing and real estate development, real estate finance or planning.

Preferred: 3+ years of project management experience.

INHS also welcomes applications from candidates with less experience who can demonstrate exceptional initiative, leadership, organization, and a strong desire to grow into a project management role. If you have less than three years of project management experience, tell us about a project or initiative you have led.

Financial analysis skills are required. Excellent written and oral communication and interpersonal skills. Ability to work independently and manage competing priorities in a fast paced, changing environment. Ability to work effectively with different social and economic groups in community meetings and guide community meetings. Ability to negotiate development and consultant contracts.

Intermediate proficiency in Windows-based software including MS Word, MS PowerPoint, Adobe Acrobat, and MS Excel.

Personal qualities of integrity, credibility, and a commitment to the INHS mission to revitalize neighborhoods and to assist low to moderate income people in obtaining quality housing on a long-term basis.

TRAVEL

Travel around the service area, including out-of-county, will occur routinely. A valid driver’s license and access to transportation is required.

Email a cover letter and resume to HR@ithacanhs.org. In the cover letter, please specifically address relevant experience and reasons for your interest in this particular position. For more information about INHS, visit www.IthacaNHS.org.

INHS provides equal employment opportunities (EEO) to all employees and applicants for employment.